When a person is hurt as a result of someone else’s carelessness and their health insurance covers their injuries, determining how a personal injury case may affect those benefits can be difficult. We have a lot of expertise working with similar situations at the Law Offices of Fernando D. Vargas. Read on to understand the facts, and then call us for a free legal consultation at 909-982-0707
What kinds of insurance cover injuries?
When a person is injured in California, they may be eligible for numerous forms of insurance to pay their injuries. This might include private insurance purchased via your insurer or the marketplace, as well as government-sponsored insurance such as Medi-Cal. Your renter’s or homeowner’s insurance policy may also include medical expense coverage, which may cover you for medical expenses you incur or inflict on others.
What if I am covered by more than one type of policy?
This happens more frequently than most people think. It will come down to what each policy covers in this case. You will need a personal injury lawyer to look through all of your policies and see how they interact. We will usually submit claims to any of the providers who might be able to compensate you, but there are times when we would want just particular claims to be made. We have a lot of experience working with different forms of insurance and can guide you through this difficult circumstance.
Will my insurance company get paid if I win?
If your insurance company paid for your medical costs and/or litigation, they may be entitled to a portion of the revenues or settlement if you win your case. If you are unable to file the case yourself, the insurance may do so on your behalf; nevertheless, if they agree to do so, we encourage that you carefully examine it. Despite the fact that they are on your side, their aim is not the same as yours. They want their money back for what they have already paid. You wish to be reimbursed for your injury’s long-term costs.
What is the next step for me?
Call 909-982-0707 to reach the Law Offices of Fernando D. Vargas. Whatever the facts of your case are, and whomever the defendant is, if you have been hurt as a result of another person’s carelessness or recklessness, you are entitled to compensation. Give us a call right now and let us assist you in getting through this difficult moment.
