Determining how a personal injury case affects those benefits can be challenging when a person is hurt as a result of another person’s wrongdoing and their health insurance pays for their injuries. The Law Offices of Fernando D. Vargas has extensive expertise with cases like this. After learning the details, call our office at 909-982-0707 for a free legal consultation.
Which insurance forms can cover an injury?
In California, there are several different types of insurance that may be able to pay for an individual’s injuries. Private insurance, such as that obtained through your insurer or the open market, as well as public insurance, like Medi-Cal, may fall under this category. Additionally, you might be covered by insurance under your homeowner’s insurance or renter’s insurance policy for any medical expenses you incur or cause to others.
What if I am covered by more than one policy?
Unknown to many, this is more typical. It will ultimately depend on what each policy covers in this case. A personal injury lawyer is required to evaluate all of your policies and ascertain how they interact. Generally, we will submit claims to all providers that might reimburse you, but occasionally, we might only want specific claims sent. We can guide you through this challenging circumstance because we have many years of expertise working with different types of insurance.
Will my insurance company be paid if I win?
If you file a lawsuit and/or have medical bills that were paid for by your insurance company, they may be entitled to a portion of the settlement or proceeds if you prevail. If you are unable to file the case yourself, the insurer may do so in some circumstances; nevertheless, if they agree to do so, we advise that you carefully consider their offer. Even though they might be on your side, they have a different objective from you. They want payment for the money they have already spent. You desire financial compensation for your injury’s long-term expenses.
What should I do next?
Dial 909-982-0707 to reach the Law Offices of Fernando D. Vargas. Regardless of the particulars of your case or the identity of the defendant, if you have suffered harm as a result of someone else’s carelessness or negligence, you are entitled to compensation. Give us a call right away, and we will be happy to assist you.
