In some cases, generally those in which a person has acted very recklessly, our clients are enthusiastic about suing the at-fault party. After all, it is only fair that said party has consequences for their actions. However, we also work with people who do not want to sue. They do not feel like they are “the type” to sue. It may be that they were injured on their friend’s property or bitten by a loved one’s dog.
We understand that you may not want to sue an individual but the truth of most personal injury lawsuits is that you are not suing a person – you are suing a multibillion dollar multinational corporation. Keep reading to find out more about this topic. Then contact Law Offices of Fernando D. Vargas at 909-982-0707 if you are ready for a free legal consultation.
You Are Going After an Insurance Company – Not an Individual
When a person gets behind the wheel of their car, they are required to have insurance. Homeowners are required to have insurance to cover accidents on their property. This coverage is there for a reason: To ensure that if someone is injured they get the financial help they can.
The Way the Process Works
Let us imagine a situation in which you were injured on your friend’s property. You would technically sue your friend directly but if they have homeowner’s insurance, their insurer would provide them with an attorney. Your battle is with that insurance company – not with your friend. It is the insurance company that will write the check – not our friend.
Only in Rare Cases Will Clients Sue the At-Fault Party
There are very few cases in which the smartest move is to sue the at-fault party directly, but these cases do come up from time to time. For example, if you were hit on your bike and ended up with a $100,000 medical bill, but the driver who hit you only had $15,000 of liability coverage, this would leave you with a large bill to pay. If it turned out the at-fault party had liquid assets of multi-million dollars or if they owned numerous properties, then it may be that they should be held accountable.
Money Cannot Erase the Past but It Can Help the Future Look Brighter
We also work with clients who do not want to sue because they do not feel it will really do any good. After all, the accident is in the past. This is faulty thinking. Why? Because the medical bills are likely very real today. Because they will be living with the results of their injuries for the rest of their lives. A personal injury settlement can pay medical bills, make up for lost wages, and replace property, amongst other things. Call Law Offices of Fernando D. Vargas now at 909-982-0707 to get started.
