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Tips on Negotiating for a Better Settlement with an Auto Insurance Company

In an ideal world, you would be able to contact the at-fault party’s insurance company following a car accident, provide them with proof of your losses and injuries, and they would issue you a check to pay those costs. Unfortunately, this is rarely the case, as any car accident attorney can attest to.

You might need to aggressively negotiate instead. To learn some advice on how to do this, continue reading. Of course, you can also get a free legal consultation from Law Offices of Fernando D. Vargas at 909-982-0707, and we can bargain on your behalf.

Never accept the first offer made

You might anticipate that the insurance provider will not make you their finest offer right away. Why? Because their objective is to minimize payouts rather than paying just compensation to all aggrieved parties. No matter how kind the insurance adjuster appears to be or what they claim, they are working for their employer and not on your side. To make sure you have someone on your side as well, this is one reason to employ a vehicle accident attorney.

Collect as much evidence as you can

Any auto accident attorney would advise you to gather as much evidence as you can. Take photos and videos at the accident scene if you can do so safely. Store all of your medical records in one place. Keep track of all of your expenses with receipts. Monitor your lost income. An equitable settlement will be easier to negotiate the more proof you have.

Make a demand before your meeting

The objective is not to simply keep asking the insurance company for more money until you are confident they will not pay any more. This is challenging to do since you can only demonstrate a specific financial need; you cannot demonstrate a need for “more.”

For instance, you will be in a great position to fight for compensation if you go into the meeting aware of your lost pay, your medical expenses, and the total repair damage to your car. You will have a lot harder time receiving what you deserve if you enter and merely say, “No, I do not think your offer is adequate, give me more.”

Hiring an auto accident lawyer has no upfront cost

You are not fighting this battle alone, which is wonderful news. To understand more about your options, speak with a car accident attorney for a free consultation. If we choose to accept your case, it will be done so on a contingency basis, which means you will not have to pay anything to us until we win. To begin, contact Law Offices of Fernando D. Vargas at 909-982-0707.