Broken bones are more likely to be resolved through a personal injury claim rather than a lawsuit
If you have been injured in any kind of accident that was not your fault, you will definitely want to explore your options for compensation. But if you are wondering whether you should sue for a broken bone, there are actually two separate questions to consider:
- Does a Broken Bone Deserve Compensation? Yes, absolutely any injury you suffer due to another party’s reckless or negligent actions deserves compensation.
- Is It Worth Filing a Lawsuit? Probably not. Most of the time, a broken bone does not create a big enough loss to justify the extra costs and delays of “suing” aka filing a lawsuit. Instead of suing, you will simply file a claim with the liable party’s insurance. Since the costs of a broken bone are typically relatively low, it should not be difficult to secure the compensation you deserve without actually suing.
Now, the next question people typically ask is:
Do I Need an Attorney for a Broken Bone?
The answer of course is yes. It is a very good idea to consult a personal injury attorney any time you are injured in any kind of accident. Your attorney can provide many vital services, including helping to gather evidence that will establish liability in your case, helping you determine how much compensation your injury is worth, and negotiating for fair compensation with the insurance company.
How To Tell What Your Broken Bone Injury Is Worth
Compensation for any personal injury is based on your medical bills. However, this is not the only factor to consider. After all, the medical bills for a simple fracture may be quite low. But, the disruption to your life may be quite significant. Perhaps you broke your leg and then were unable to work for months until the leg healed because your job requires so much physical activity. In this case you would want to add up your medical bills and your lost income and then multiply them by some factor in order to account for your pain and suffering.
The pain and suffering factor is where matters can seem confusing. But in reality, it is fairly simple: Use a smaller factor for injuries that were relatively minor and easy to recover from. Use a larger factor for injuries that caused permanent damage, required multiple surgeries, or had a very lengthy and painful recovery period.
The best course of action is to turn to your personal injury attorney for help making this determination. Remember, you should never accept a settlement from the insurance company without first speaking to your attorney.
