Many people who have never been involved in a car accident pay their premiums every month, six months, or year, and assume that their insurance company is there to protect them if they are in an accident. Unfortunately, this not necessarily the case. Insurance companies are for-profit companies and the way they make a profit is by taking in more in premiums than they pay out in settlements. As a result, it is simply not in their best interest to offer accident victims the best possible settlement.
Does this mean that a person who is injured in an accident has no hope of getting what they deserve? Of course not. It simply means that they need to work with a personal injury attorney who knows the industry and knows how to fight for them. Keep reading to learn more and then reach out to Law Offices of Fernando D. Vargas at 909-982-0707 for a free legal consultation.
They are less likely to offer reasonable settlements in “minor” cases
If you are involved in an accident and suffer what the insurance company would refer to as a “minor” injury, such as whiplash, then you may get an even lower settlement. Why? Because they know that taking your case to trial may not make economic sense for you. They know that attorney’s fees may exceed what you can get from the case and as a result, they may try to offer well below a reasonable amount for your settlement.
They may have information on you that could hurt your case
Another reason they may offer a lower settlement amount than is fair is because they believe they have information pertaining to your case that would lower the amount you are entitled to. This may be as simple as a statement the injured party made directly to the insurance company that hurts their case, or it may be that the insurance company has done some research and believes they can show that a prior injury is actually what is causing current symptoms.
You are likely to get a lower offer if you do not have an attorney
Some people do not even realize that what the insurance company is offering is negotiable. They may get a phone call or letter from the insurance company stating what they are willing to pay. They may then go pick up a check, sign away their right for further legal action, and have no idea that they are not getting a fair settlement.
This is why insurance companies generally do not want you to hire an attorney. If you believe that you are not getting what you are entitled to then it is worth contacting Law Offices of Fernando D. Vargas. After all, when you call 909-982-0707 you get a free case evaluation. We will give you our honest legal opinion on what your options are. Call now to find out how you can move forward.
