When a person is hurt as a result of another person’s wrongdoing and their health insurance pays for their injuries, it can be challenging to identify how a personal injury case affects those benefits. Law Offices of Fernando D. Vargas has extensive expertise with cases like this. After learning the details, call our office at 909-982-0707 for a free legal consultation.
What Forms of Insurance May Cover an Injury?
In California, there are several different types of insurance that may be able to pay for an individual’s injuries. Private insurance, such as that obtained through your insurer or the open market, as well as public insurance, such as Medi-Cal, may fall under this category. There could also be insurance coverage available in your renter’s insurance or homeowner’s insurance policy, which may cover you for medical bills you suffer or cause on others.
What If There Is More Than One Policy That Covers Me?
Many folks don’t realize how typical this is. It will ultimately depend on what each policy covers in this case. You will need a personal injury attorney to analyze all your policies to decide how they function together. In most cases, we will submit claims to any providers that might pay you, but occasionally, we might only want specific claims sent. We can guide you through this challenging circumstance because we have many years of expertise working with different types of insurance.
Will My Insurer Receive Money if I Win?
If you file a lawsuit and/or have medical bills that were paid for by your insurance company, they may be entitled to a portion of the settlement or proceeds if you prevail. In some situations, the insurer may bring the lawsuit on your behalf if you cannot do so, but if they offer to do this, we encourage that you carefully examine it. Though they may be on your side, their goal is different than yours. They want to be repaid for the money they have already paid. For the long-term expenses associated with your injury, you are seeking compensation.
What Should I Do Next?
To call Law Offices of Fernando D. Vargas at 909-982-0707. Regardless of the particulars of your case or the identity of the defendant, if you have suffered harm as a result of someone else’s carelessness or negligence, you are entitled to compensation. Contact us now and let us help you through this difficult time.
