If you were involved in a motorcycle accident caused by someone else’s carelessness, their insurance company will most likely approach you. Because you are not at fault, it may appear that there is no reason why you should not communicate freely with them. The truth is rather different. Continue reading to learn more, and then contact Law Offices of Fernando D. Vargas for a free legal consultation at 909-982-0707 to talk with a personal injury lawyer.
Do not talk with the insurance company without the help of an attorney
The following is how it works: Yes, you must report an accident to your insurance carrier, but you have no legal need to talk with or cooperate with the other driver’s insurance company. It is never in your best interests to do so; instead, respectfully decline their calls and forward them to your lawyer.
Do not allow your call to be recorded
If you speak with an insurance agent, they may want to record your conversation. A resounding nay should be your reaction. They may just tell you that your call will be recorded without noting that you can opt out. Refuse to speak with them if the call is being recorded. Say no gently, and don’t say anything else until they agree to stop recording.
The function of an insurance adjuster is to aggressively negotiate claims
You’ll almost likely encounter an insurance adjuster who professes to be “on your side” or who says that all they want to do is resolve the claim fairly and quickly. Keep in mind that they are representing the company for which they work, and they want to keep your settlement as low as possible. Whatever they say, keep in mind that they’re there to keep costs down, not to get you the biggest settlement possible.
Accepting the first settlement offer that comes your way is a bad idea
Regardless of the facts of your case, there is a good chance that you may not receive the best potential settlement right away. The insurance company, in reality, wants to pay as little as possible, which will be reflected in their initial settlement. They may claim that the offer is only valid for a limited time in order to get you to sign it right away. Don’t give in to peer pressure. Consult an attorney before making a choice.
If you sign anything, you could come to regret it later
Many people are unaware that by signing certain agreements, they are relinquishing their right to take legal action in the future. The last thing you want is to sign away your ability to pursue future legal action by accepting a one-time payment thinking it’s only the beginning.
If you have been offered a settlement, contact Law Offices of Fernando D. Vargas at 909-982-0707 to request a free legal consultation with an experienced personal injury attorney.
