Don’t Be Denied: Learn Three Reasons Insurance Companies Often Deny Injury Claims and Learn How to Avoid Being Denied
It may seem that taking on your own personal injury claim is the cost-effective option but in truth it could result in significantly lowering your claim. At Law Offices of Fernando D. Vargas we are very familiar with the most common tactics these companies take to try and reduce or deny claims. We know what to look out for and how to protect you from these tactics.
Read on to learn about three of the ways they may try to deny your claim. Know that these are just three examples – there are many more tricks up their sleeves. Your best bet is to contact Law Offices of Fernando D. Vargas at 909-982-0707 to request a free legal consultation so we can find the best way forward for your case.
- Your Injury is Inconsistent
- You Waited Too Long to Get Medical Care
- You Do Not Have the Evidence You Need
Be honest about your injuries. Do not exaggerate them or change your story down the line. Doing so can result in your claim being reduced or denied. It may be that the doctor initially thought the worst-case scenario was true of your injury, only to find that you responded to medical intervention in a positive way and are not as injured as you once thought. That is something your attorney can have your doctor address – but it is up to you to be sure that you are honest about your injury at every stage.
Insurance companies are keen to make the argument that if a person does not seek immediate medical care, then their injury could not have been severe. Of course, at Law Offices of Fernando D. Vargas we know this is not always the case. A person with a serious burn injury may not feel any pain at all at the site of the burn. A person with a brain injury may think they just have a headache and only realize how serious it is when the headache does not go away.
That said, the insurance company will still likely try to make the case if you do not seek medical care right away. This is why a personal injury attorney will always suggest to their clients that they go to the doctor, even if they do not believe they have a serious injury. This sets in motion a record of the injury.
As a person who may not have ever been in the position you are now in, it makes sense that you may not be aware of all the ways in which you need to gather evidence after an accident. Pictures can help. Testimony from eyewitnesses can help. Even if you have none of that, your personal injury attorney can help. We work with expert witnesses, such as accident reconstructionists, that can provide the evidence needed to win your case.
If you are ready to fight the insurance company, or to simply be sure that you are being offered a fair settlement, we welcome your call to Law Offices of Fernando D. Vargas at 909-982-0707.