As the victim in an accident, you have a right to file a personal injury claim against the at-fault party. Whether you were injured in a car accident or a train accident, a bike accident or a premises accident – or another type of accident entirely – you deserve fairness. Unfortunately, the insurance company for the at-fault party is not always fair.
Continue reading to find out about three common tricks insurance adjusters may make. If you have been injured in an accident, you can request a free legal consultation by contacting Law Offices of Fernando D. Vargas at 909-982-0707. We can help ensure that the insurance company does not take advantage of you.
- A Lowball Settlement Offer
- Downplaying or Denying Your Injuries
- Spying on Your Social Media Account
Insurance companies are counting on you to not know what your claim is worth. When they know they have a losing case, they are likely to offer a small amount for it. they may tell you that it is the best they can do and that it is more than fair. They may say that it covers all past medical bills as well as lost wages and that is all you can hope to get.
This is likely false. In most cases, you are eligible for compensation for both past and future damages related to the injury. For example, if you suffered a broken leg that will require ongoing physical therapy, you may be eligible for the initial medical costs and cost of missed wages, but you will likely also be eligible for required physical therapy appointments and the time missed from work to go to those. You are even eligible for reimbursement if you were able to take vacation or sick time and were still paid by your employer.
It is a common tactic for an insurance company to try and convince a judge or jury that the victim’s injuries are not as serious as they are, that the injuries were actually pre-existing conditions, or that the victim was not injured in the first place. A qualified attorney knows how to fight against these baseless allegations.
Anything you post on social media can be used against you. Do not assume that your activity is private or that they cannot get access to it. Do not assume that everything you have posted is innocent and not going to get you into trouble. The truth is that they can taking something innocent out of context and make it look much different. For example, if you share a meme about feeling happy and healthy, they could use this to try and show that you are really not suffering from an injury after all.
The key to getting the best settlement possible is working with a personal injury attorney. At Law Offices of Fernando D. Vargas we have the experience, the commitment to excellence, and the track record to help you get what is fair. Call us now at 909-982-0707 and we can get started.
