Beware of These 5 Ways an Insurance Company May Try to Limit Your Recovery in a Personal Injury Case
If you have been involved in an accident, do not assume that you will automatically get a fair settlement form the insurance company. One of the many reasons we suggest working with a personal injury attorney is because we know the tricks they may use to try and reduce your recovery. Call Law Offices of Fernando D. Vargas at 877-982-0707 for your free legal consultation.
By Contesting Liability in the Case
There are two main components to every personal injury case: Liability and damages. The insurance company is likely to start working to reduce or deny your claim by denying that their insured was liable for the accident. They may also argue that the victim either caused or contributed to the accident, which can reduce the overall recovery significantly.
By Downplaying Damage to Your Property
It is true of most car accident cases that the damage done to the vehicles will be a large portion of the eventual settlement or jury award. As a result, it should not be surprising that the insurance adjuster may try to downplay damage. We suggest taking photos of all damage to help prove your case.
By Downplaying Your Injuries
It stands to reason that the more serious a person’s injuries are, the more money their case is likely worth. As a result, it further stands to reason that insurance companies will work to try and downplay your injuries. They may claim that a brain injury was nothing more than a minor concussion, or they may claim that previous medical conditions contributed to or caused current injuries.
By Getting You to Record a Statement
It is almost a certainty that the insurance adjuster is going to try to get a recorded statement as soon as possible. They may act like it is required. They may act like it is in your best interest. Whatever the situation is, you should never record a statement without having an attorney present. You would be surprised by how many seemingly innocent statements can be taken out of context to hurt a case.
By Offering a Fast Settlement
You may wonder: How is offering to settle my claim quickly an effort to limit my claim? Because you can bet that the amount offered will be much less than you are owed. The fact of the matter is that if you get a quick offer, it is likely because the adjuster wants you to sign away your right to sue before you realize what your case is really worth.
The best way to combat all five of these attempts to reduce your settlement is by working with an experienced attorney. You can do so by reaching Law Offices of Fernando D. Vargas at 877-982-0707. We will begin the process with a free legal consultation and we take cases on a contingency basis, which leaves you with no risk to call us.