Are You Unsure How to File an Insurance Claim? Learn Simple Tips from a Personal Injury Attorney

When you are hurt in an automobile accident, you must take certain procedures to ensure you receive compensation from the party who caused the accident. In most circumstances, the at-fault party’s insurance company will compensate you, but you may need to seek coverage from your own insurer in other cases.

Those who are the victims of hit-and-run accidents are a good illustration. Alternatively, you may wish to obtain coverage through your Personal Injury Protection, or PIP. If you need to make a claim against your insurance for whatever reason, it might be difficult. Read on for some helpful hints, and then call Law Offices of Fernando D. Vargas at 909-982-0707 if you have any further questions.

Expect a call from a claims representative from your insurance company

An insurance claims representative will contact you after you notify your insurance carrier. They’ll want a statement from you, and they’ll almost certainly record it. They will need the date and location of your accident, a description of what happened and how it happened, details on any injuries you’ve sustained, medical bills, and other expenses you’ve incurred.

They will very certainly request documentation of your medical care and costs. If you have a burn injury, for example, they will require proof of all medical procedures and treatments related to that damage.

Next you will need to determine who is at fault

The insurance company will determine who was at responsibility after receiving their statement and reviewing the evidence in the case. They will offer you a payment if they determine that you were not at fault. You can negotiate if you do not like the settlement sum. Keep in mind that their first offer is almost never what they’re willing to give. Their purpose is to reduce their responsibilities.

A personal injury lawyer can assist you in getting the compensation you deserve

Whether or not you work with Law Offices of Fernando D. Vargas, we urge that you hire a personal injury lawyer for any accident for which you are offered a settlement. In fact, we recommend that you seek an attorney before giving the insurance company a statement. Remember that anything you say to them will be recorded, and they will be able to use it against you if your case goes further.

We have decades of expertise at the Law Offices of Fernando D. Vargas and are here to help you receive what you deserve. Accepting the initial settlement offer isn’t always the best option. We begin with a free case evaluation, so you do not have to spend anything to learn about your alternatives. In fact, we work on a contingency basis, which means you only pay us if we deliver results. Call us today at 909-982-0707 to get started on your free case evaluation.