Do I have to accept the insurance company’s first settlement offer?

No, you’re not obligated to accept the initial proposal offered by an insurance company. And truthfully, you shouldn’t accept it! Often, initial offers are lower than the actual value of your claim. Negotiations can lead to better compensation, but this process requires adept legal understanding. Before you decide whether or not to accept the insurance company’s first settlement offer, you need to speak with an experienced personal injury attorney to see what your case is truly worth. Contact the Law Offices of Fernando Vargas to ensure that you are not taken advantage of by your insurance company!