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Your Basic Handbook to Dealing with an Insurance Company After a Car Accident

Going through a car accident is a difficult enough process, especially when you are injured – dealing with an insurance company can just make it worse. You are trying to recover from your accident but the insurance company is trying to reduce the compensation you receive. The bad news is that it is not wise to just accept their offer and move on with your life. The good news is that your personal injury attorney can handle the insurance company for you.

Keep reading to get the basic facts on how to deal with an insurance company. Then contact Law Offices of Fernando D. Vargas at 909-982-0707 for your free legal consultation and let us takeover for you.

Remember That Insurance Adjusters Do Not Work for You

When you are dealing with an insurance adjuster, the most important thing to remember is that they do not work for you. Their job is to investigate, determine fault, and put a monetary value on the case. That said, they work for the insurance company and they are looking to settle your case as little as possible – even if they are your insurance company.

Do Not Accept a Settlement Offer without Talking to an Attorney

You should never take a settlement offer without at least consulting with an attorney. The adjuster is not on your side and they are going to try to get you to accept a low offer. The fact of the matter is that you deserve to be compensated for your injuries. The insurance adjuster may offer your medical bills and property damage but that ignores lost wages, future medical costs, rehab costs, and much more. When you work with an attorney, we will consider all potential damages.

You Can Recover Damages Without Spending a Penny

One of the most common reasons people say they choose not to work with a personal injury attorney is because they believe they cannot afford it. The truth is that when you work with an attorney such as Law Offices of Fernando D. Vargas, there is no upfront cost. We start with a free legal case evaluation during which we will go over your case and discuss your options.

If we believe you have a case worth fighting, and we decide to take it on, we will do so on a contingency basis. This means that you do not owe a penny until we win your case for you. If we do not win your case then you do not owe us anything. There is no risk and no reason not to call Law Offices of Fernando D. Vargas at 909-982-0707. We can handle the insurance company for you while you focus on recovering.