Highway Loss Data Institute identified 10 vehicles with higher than average claim rates.
Even the safest, most careful driver can get into a car accident. After all, you simply cannot control the actions of other drivers. This is no doubt why people pay such careful attention to car safety ratings when deciding to purchase a vehicle.
Last month, the Highway Loss Data Institute released another piece of information that could help people choose which cars to buy. The HLDI analyzed the personal injury insurance claims made by occupants of various 2012 to 2014 model year vehicles and found that smaller, lighter, low-horsepower vehicles tend to have higher than average claim rates.
This of course makes perfect sense, because the smaller and lighter a vehicle is, the more likely it is to encounter a larger, heavier vehicle in the event of an accident. The larger, heavier vehicle always does more damage to the smaller, lighter one, so occupants of smaller, lighter vehicles are more likely to suffer injuries—regardless of which vehicle caused the accident.
Specifically, the HLDI found that the following models were the top 10 worst vehicles for insurance losses:
- Mitsubishi Mirage—claims rate 113 percent higher than average
- Dodge Avenger—84 percent higher
- Nissan Versa—78 percent higher
- Nissan Versa Note—78 percent higher
- Kia Forte—76 percent higher
- Mitsubishi Lancer—76 percent higher
- Nissan Rogue—71 percent higher
- Chrysler 200—68 percent higher
- Nissan Cube—65 percent higher
- Kia Rio—65 percent higher
So what vehicles are least likely to be associated with a personal injury claim? It turns out it is not necessarily the safest cars, but the ones that get driven the least, that have the best numbers. For example, the Porsche 911 Carrera’s personal injury claim rate was 75 percent below average.
What to Do If You Are Injured in a Car Accident
If you have been injured in a car accident that was not your fault, you deserve compensation for your injuries. It really does not matter what kind of vehicle you were driving—your inability to afford a safer vehicle does not mean your injuries are your fault.
Of course the insurance company may not want to offer you all the compensation you need right away. That is why you need to get an experienced car accident injury attorney like Fernando D. Vargas on your side right away. Attorney Vargas and his team can help gather the necessary evidence to prove your need for compensation and then fight aggressively to make sure you receive it. Call 909-982-0707 now to schedule a free initial consultation.
