Get Answers to Common Questions About Health Insurance Coverage and Personal Injury Cases
When a person is injured due to someone else’s negligence, and their health insurance pays for their injuries, it can be complicated to determine how a personal injury case affects those benefits. At Law Offices of Fernando D. Vargas we have a wealth of experience working within these circumstances. Read on to learn the facts and then contact us at 909-982-0707 for a free legal consultation.
What Types of Insurance May Cover an Injury?
When a person suffers an injury in California, they may be eligible to have their injuries covered by several types of insurance. This could include private insurance, such as the type of insurance bought through your insurer or the marketplace, or government insurance, such as Medi-Cal. There could also be insurance coverage available in your renter’s insurance or homeowner’s insurance policy, which may cover you for medical costs you suffer or inflict on others.
What If There Is More Than One Police That Covers Me?
This is more common than many people realize. In this situation, it will come down to what each policy covers. You will need a personal injury attorney to consider all your polices to determine how they work together. We will typically submit claims to any of the providers that may reimburse you, but there are situations in which we would only want certain claims submitted. We have many years of experience working with various types of insurance and can help you navigate this tough situation.
Will My Insurer Get Money if I Win?
If your insurer has covered the cost of your medical bills and / or your lawsuit, then they might be entitled to the proceeds or settlement if you win your case. In some cases, the insurer may bring the case on your behalf if you cannot do so, but if they offer to do this, we recommend that you carefully consider it. Though they may be on your side, their goal is different than yours. They want to be reimbursed for the money they have already paid. You want to be compensated for the long-term costs of your injury.
What is My Next Step?
To call Law Offices of Fernando D. Vargas at 909-982-0707. No matter what the specifics of your case are, no matter who the defendant is, if you have been injured due to the negligence or recklessness of another person then you deserve to be compensated. Call us now and let us help you through this difficult time.