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Do Not Fall for These Common Myths About Car Insurance

Most people do not think much about their car insurance company until they are in a car accident. Once they are in an accident, the often simply go along with what they are told without thinking much about it. The truth is that if you are injured in a car accident and are involved in an insurance claim, at a minimum you want a free consultation with a personal injury attorney. Keep reading to find out more about some of the common myths about insurance companies and then reach out to Law Offices of Fernando D. Vargas at 909-982-0707 for your free consultation.

Myth: An insurance adjuster is on your side

When an insurance adjuster comes to assess the damage to your vehicle and to assess your injuries, it can be tempting to assume that they are there to help you. Remember who they work for: The insurance company that will be paying for your claims. They may be a very nice person and mean you no ill will but at the end of the day their employer makes less money for every penny that is paid for your claim. We suggest having your personal injury attorney talk to the adjuster on your behalf.

Myth: There is no reason to hire a personal injury attorney

It is common for an insurance company to try and convince victims that they do not need an attorney. They may tell you that you will get a fair settlement without them, but the reality is that when you work with an attorney you are more likely to get the best possible settlement or award. An attorney understands your case and what it is worth, and they know what to do to get you as much compensation as possible.

Myth: The injuries you are suffering are not related to the accident you were in

This is a common tactic of insurance companies: Trying to show that your injuries are the result of a pre-existing condition, because of your age, or some other thing not related to the injury. Even if you did have medical issues before the accident, if the accident made them worse then you are entitled to damages for additional medical treatments, pain and suffering, etc. caused by the accident.

Myth: You have to let the adjuster record a statement

No. They want to record this statement so that they can use your words against you in the future, if necessary. They can use everything – the tone of your voice, a lack of emotion, etc. to try and make a claim that you were not in pain, not suffering, etc.

If you have been injured in any type of accident then you should talk to an attorney before you decide how to proceed. When you contact Law Offices of Fernando D. Vargas at 909-982-0707 we will begin by offering a free legal consultation. This gives you a chance to understand what your options are before you move forward. Call today to get answers to your questions.